Calculate your monthly mortgage payments (EMI), total payment, and total interest paid with this free online mortgage calculator. Enter the loan amount, annual interest rate, loan term, and optional down payment to instantly see a full amortization schedule with month-by-month breakdown of principal, interest, and remaining balance. Supports multiple currencies (₹ INR, $ USD, € EUR) and all calculations run locally in your browser — your financial data is never uploaded or stored.